Ready Life is excited to offer a new path to home ownership that doesn't use your credit score to approve you for a mortgage. We believe there's a better way to own a home. By using our digital transactional account, Ready Pay, for everyday purchases and transactions including paying your rent on time, we will use your data as the basis for underwriting criteria. In as little as 6 months after starting your on time rent payments our team will review your eligibility to apply for a Ready Life mortgage. Our goal is to set you up for success as a homeowner and we will be there every step of the way. We will offer competitive lending rates and down payment assistance programs through the Ready Foundation and our partners.